Downloadable mobile application for monitoring a driver's behavior, including speeding, phone use, brake activity, acceleration activity, cornering activity speed, mileage and other driving behaviors, providing driver trip scores, overall scores, feedback, challenges, and other information related to driving to users, providing credits and other rewards to users, and sending and receiving electronic messages

'acceler':16 'activ':15,17,19 'applic':3 'behavior':9,25 'brake':14 'challeng':33 'corner':18 'credit':43 'download':1 'drive':24,39 'driver':7,27 'electron':53 'feedback':32 'includ':10 'inform':36 'messag':54 'mileag':21 'mobil':2 'monitor':5 'overal':30 'phone':12 'provid':26,42 'receiv':52 'relat':37 'reward':46 'score':29,31 'send':50 'speed':11,20 'trip':28 'use':13 'user':41,48

Providing participation and incentive award programs for customers through the distribution of credits; data compiling and analyzing in the fields of insurance and driving data

'analyz':17 'award':5 'compil':15 'credit':13 'custom':8 'data':14,25 'distribut':11 'drive':24 'field':20 'incent':4 'insur':22 'particip':2 'program':6 'provid':1

HMDRIVE

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