Debt collection services featuring automated interactive voice response and speech recognition technology and automated alert messaging in addition to the use of live home-based collection agents to make and respond to telephone collection calls

'addit':18 'agent':28 'alert':15 'autom':5,14 'base':26 'call':36 'collect':2,27,35 'debt':1 'featur':4 'home':25 'home-bas':24 'interact':6 'live':23 'make':30 'messag':16 'recognit':11 'respond':32 'respons':8 'servic':3 'speech':10 'technolog':12 'telephon':34 'use':21 'voic':7

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