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Inventive solution for use in the field of identity verification services, namely, downloadable computer software for identity verification, biometric scanners, biometric identification apparatus

Inventive solution for identity verification services, namely, providing temporary use of online nondownloadable computer software for identity verification, multi-factor authentication, biometric verification, transaction monitoring, electronic signature verification services using technology to authenticate user identity; providing validation and authentication of personal information, namely, electronic signature verification services using technology to authenticate user identity, providing user authentication services using biometric hardware and software technology for identity validation and identity verification.

Inventive solution for identity verification services, namely, verification of personal identity as part of personal background investigations; providing validation and authentication of personal information, namely, verification of personal identity as part of transaction monitoring and personal background investigations.