IPAYSMART

Owner

Goods & Services

Telecommunications services, namely, electronic transmission of payment data, billing information, and transaction authorizations for energy, utility, municipal, telecommunications, water, and electric mobility sectors; Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; Telecommunications gateway services; all of the foregoing excluding issuance of credit cards with an installment payment feature

Downloadable application software for facilitating secure, multi-channel digital payments in the energy, utility, telecommunications, water, electric mobility, and municipal services sectors; Downloadable payment software for scheduling payments, configuring auto-payment, setting up recurring or one-time payment arrangements, and processing transactions via card, ACH, or digital wallets; Downloadable e-payment software for managing account-based and guest payments through mobile applications web portals, self-service kiosks, voice assistants, and chatbot interfaces; Downloadable e-commerce and e-payment software for enabling payments related to utility marketplace, EV charging, incentive programs, and custom service add-ons; downloadable application programming interface for transmitting online banking payment; downloadable computer software for facilitating payment transactions by electronic means; downloadable platform software for enabling utilities and service providers to deliver AI-powered payment options, track transaction history, and support omnichannel customer experience; downloadable collaboration software platform for managing customer payment across channels, improving service workflows and decision-making; downloadable computer chatbot software for simulating conversations; downloadable computer chatbot software for providing business management information; downloadable computer chatbot software for simulating conversations with artificial intelligence; all of the foregoing excluding issuance of credit cards with an installment payment feature

Payment processing services, namely, credit card and debit card transaction processing services for the energy, utility, municipal, telecommunications, water, and electric mobility sectors; Online bill payment services; all of the foregoing excluding issuance of credit cards with an installment payment feature

Research and development in the field of application programming interfaces for online banking payment; Hosting e-commerce platforms for enabling digital payments, utility marketplace transactions, customer billing interactions, and incentive program enrollments on the Internet; Computer software maintenance and consultancy service ; User authentication services using biometric hardware and software technology for e-commerce transactions; Computerized user authentication services using technology for e-commerce transactions; Maintenance of software used in the field of e-commerce; all of the foregoing excluding issuance of credit cards with an installment payment feature