KARMA YOU CAN COUNT ON

Owners

Goods & Services

Providing an online forum for sharing and transmission of messages in the fields of investment management, tax planning, tax calculation, and tax return preparation; Providing an online forum for sharing and transmission of messages in the field of automobile insurance; Providing an online forum for users to seek advice in the fields of finance, loans, credit cards, and credit monitoring

Providing online, non-downloadable publications in the nature of articles and news bulletins in the fields of investment management, tax planning, tax calculation, tax return preparation, banking, checking account, and savings account services; Sweepstake services designed to reward consumers and participants who engage in responsible financial actions related to checking and savings accounts; Entertainment services, namely, contests designed to reward program participants who engage in responsible financial actions related to checking and savings accounts; Providing online, non-downloadable publications in the nature of articles and news bulletins in the field of automobile insurance; Providing on-line non-downloadable publications in the nature of articles in the fields of finance, loans, credit cards, and credit monitoring

Providing online non-downloadable software for banking, providing online non-downloadable software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills and transferring money. Downloadable computer software for accessing savings account, checking account; providing online non-downloadable software for processing tax payments; Electronic monitoring of credit card activity and credit reports to detect identity theft and fraud via the internet

Banking services; savings account services; checking account services; providing information and advice in the fields of banking; ATM banking services; direct deposit account services; issuing of debit cards; debit card payment processing services; money transfer services; bill payment services; credit and loan services; financial services, namely electronic remote check deposit services; monitoring financial markets for investment purposes; financial planning and investment advisory services; online financial valuations, information, research and investment recommendation; Insurance consulting in the field of automobile insurance; insurance underwriting services in the field of automobile; insurance services, namely, providing auto insurance rate quotes; automobile insurance administration and underwriting; providing information via a global computer information network in the field of automobile insurance underwriting; Providing financial news and information and recommendations in the fields of finance, loans and credit monitoring

Arranging and conducting incentive award programs to promote the sale of products and services of others, designed to reward consumers and participants who engage in responsible financial actions related to checking and savings accounts; providing information and recommendations in the fields of tax planning, tax calculation, tax return preparation for business purposes; Advertising; marketing; Monitoring consumers' credit reports for business purposes; providing advertisement and promotional services for others based on credit reports; business advice and business information relating to finance, loans, and credit monitoring; monitoring consumer credit reports and providing an alert as to any changes therein for business purposes

Downloadable computer software for use in banking, investment management, and for processing tax refunds; Downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills and transferring money; Downloadable computer software for accessing savings account, checking account; magnetically encoded debit card; downloadable computer software for monitoring consumers' credit scores, reports, and providing alerts for credit score and report changes; downloadable computer software for providing financial tools and financial advice, namely, data analysis software; downloadable computer software for use in marketing advertisement and promotional offers to others based on credit reports