Providing temporary use of online non-downloadable application programming interface software for fraud detection solutions to stop new account fraud and account takeover fraud through the use of data and analytic scoring on identity information including names, addresses, social security numbers, dates of birth, email addresses, phone numbers, Internet Protocol addresses to determine the authenticity of the identity information

'account':20,23 'address':39,47,52 'analyt':32 'applic':9 'authent':56 'birth':45 'data':30 'date':43 'detect':15 'determin':54 'download':8 'email':46 'fraud':14,21,25 'ident':35,59 'includ':37 'inform':36,60 'interfac':11 'internet':50 'name':38 'new':19 'non':7 'non-download':6 'number':42,49 'onlin':5 'phone':48 'program':10 'protocol':51 'provid':1 'score':33 'secur':41 'social':40 'softwar':12 'solut':16 'stop':18 'takeov':24 'temporari':2 'use':3,28

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