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Computer application software for mobile phones, namely, software for Depositing money into a money account for rewarding certain accomplishments or activities, Depositing money into a money account for college, Purchasing goods and services with funds deposited into a money account, Approving purchases made with funds deposited into a money account, Creating a list of items desired to be purchased, and Rewarding a user for completing a specified task with a monetary deposit into a money account; Computer application software for mobile phones, portable media players, handheld computers, namely, software for Depositing money into a money account for rewarding certain accomplishments or activities, Depositing money into a money account for college, Purchasing goods and services with funds deposited into a money account, Approving purchases made with funds deposited into a money account, Creating a list of items desired to be purchased, and Rewarding a user for completing a specified task with a monetary deposit into a money account; Downloadable mobile applications for Depositing money into a money account for rewarding certain accomplishments or activities, Depositing money into a money account for college, Purchasing goods and services with funds deposited into a money account, Approving purchases made with funds deposited into a money account, Creating a list of items desired to be purchased, and Rewarding a user for completing a specified task with a monetary deposit into a money account; Downloadable software in the nature of a mobile application for Depositing money into a money account for rewarding certain accomplishments or activities, Depositing money into a money account for college, Purchasing goods and services with funds deposited into a money account, Approving purchases made with funds deposited into a money account, Creating a list of items desired to be purchased, and Rewarding a user for completing a specified task with a monetary deposit into a money account