KOODY

Owners

Goods & Services

Advertising and business services, namely, securing airtime on all forms of media communications stations, systems, networks, and services for the purpose of promoting the goods and services of others; Preparing audiovisual displays in the field of personal finance management.; Promotion of financial and insurance services, on behalf of third parties

Software as a service (SaaS) featuring software for personal finance management, budgeting, saving, investing, and expense-tracking solutions via mobile, web and desktop applications; Developing, hosting, and maintaining a cloud-based platform featuring software that allows users to track expenses and income in real time, offers automated budgeting tools and predictive analytics for savings goals, and portfolio tracking for investments, integration with third-party financial institutions and payment systems for account synchronization, transaction categorization, and multi-device user access; providing temporary use on online non-downloadable software for use in tracking account balances, interest rates, and financial transactions for the purpose of personal and/or business financial management.

Financial administration of savings and investment accounts, credit card accounts and pension plans; money management services, namely, organization, and ongoing maintenance of user accounts for budgeting, savings, and investments; administration of checking and savings accounts featuring alerts regarding credit card usage and pension contributions; Financial planning, namely, creating personalized strategies for budgeting, savings and debt management, featuring customized cash-flow analysis and expense reduction plans, automated savings goals and financial milestone tracking, personalized debt consolidation and payoff strategies, credit counseling and loan advice; Financial advisory and consultancy services, namely, assisting consumers with improving credit scores, obtaining financing, and managing loan repayments, namely, by analyzing credit reports, identifying errors, and advising on effective credit-building measures, providing loan and mortgage pre-qualification guidance, refinancing options, and repayment scheduling; financial credit scoring services, namely, offering counseling on interest rate negotiation, debt consolidation programs, and responsible credit utilization.