Platform as a service (PAAS) featuring computer software platforms for lenders to access and manage loan portfolios throughout the loan lifecycle and to review loan applications, access credit decision-making tools, enabling real-time approvals, denials, or routing for manual review based on predefined underwriting criteria; Software as a service (SAAS) featuring software for loan management, tracking loan progress from application to disbursement, and for secure document management, uploading, and storing, and for accessing compliance documents, income verification, identification documents, and electronically signed agreements

'access':13,27,76 'agreement':86 'applic':26,63 'approv':37 'base':44 'complianc':77 'comput':7 'credit':28 'criteria':48 'decis':30 'decision-mak':29 'denial':38 'disburs':65 'document':69,78,82 'electron':84 'enabl':33 'featur':6,54 'identif':81 'incom':79 'lender':11 'lifecycl':21 'loan':16,20,25,57,60 'make':31 'manag':15,58,70 'manual':42 'paa':5 'platform':1,9 'portfolio':17 'predefin':46 'progress':61 'real':35 'real-tim':34 'review':24,43 'rout':40 'saa':53 'secur':68 'servic':4,52 'sign':85 'softwar':8,49,55 'store':73 'throughout':18 'time':36 'tool':32 'track':59 'underwrit':47 'upload':71 'verif':80

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