counseling in the fields of chemcial dependency, psychological and behavioral health, mental, and other personal problems, child care and elder care, legal problems, and basic budgeting, credit problems, tax problems, pre-retirement planning, home-buying and other issues pertaining to individual financial planning; impatient, residential and outpatient treatment services for chemical dependency and managed behavioral health care; and preferred provider organization networks

'basic':25 'behavior':10,57 'budget':26 'buy':37 'care':18,21,59 'chemcial':6 'chemic':53 'child':17 'counsel':1 'credit':27 'depend':7,54 'elder':20 'field':4 'financi':44 'health':11,58 'home':36 'home-buy':35 'impati':46 'individu':43 'issu':40 'legal':22 'manag':56 'mental':12 'network':64 'organ':63 'outpati':49 'person':15 'pertain':41 'plan':34,45 'pre':32 'pre-retir':31 'prefer':61 'problem':16,23,28,30 'provid':62 'psycholog':8 'residenti':47 'retir':33 'servic':51 'tax':29 'treatment':50

prepaid and insured behavioral and chemical dependency health care products; namely, employee assistance and managed behavioral health care programs

'assist':13 'behavior':4,16 'care':9,18 'chemic':6 'depend':7 'employe':12 'health':8,17 'insur':3 'manag':15 'name':11 'prepaid':1 'product':10 'program':19

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