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FINANCIAL SERVICES, NAMELY PROVIDING PREPAID ACCOUNT, STORED VALUE AND CARD SERVICES; PROVIDING PAYMENT ACCOUNT AND CARD SERVICES; POVIDING STORED VALUE ACCOUNT AND CARD SERVICES; PAYMENT SERVICES INVOLVING BILL PAYMENTS, TELEPHONE BILL PAYMENT INCLUDING LONG DISTANCE, MOBILE PHONE AND PREPAID CALLING CARD, MOBILE TOP UP SERVICES; PAYMENTS AND TRANSFERS INVOLVING PAYROLL, MICROPAYMENTS, ALLOWANCE, PERSON TO PERSON TRANSFERS, BUSINESS TO PERSON AND PERSON TO BUSINESS TRANSFERS, AND BUSINESS TO BUSINESS TRANSFERS; MONEY MANAGEMENT AND BROKERAGE TOOLS AND SERVICES, STORED VALUE PURSE AND WALLET SERVICES; PAYMENT SERVICES, INCLUDING ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES; ELECTRONIC PAYMENTS SERVICES, NAMELY ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA; CASH DISBURSEMENT SERVICES; TRAVEL INSURANCE SERVICES; TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES, NAMELY, PREPAID CARD AUTHORIZATION SERVICES, TRANSMISSION OF TRANSACTION DATA VIA TELECOMMUNICATION SYSTEMS TO AND FROM FINANCIAL INSTITUTIONS FOR PROCESSING AND TRANSMISSION OF AUTHORIZATION INSTRUCTIONS, AND SETTLEMENT INSTRUCTIONS RESULTING FROM CREDIT AND DEBIT CARD TRANSACTIONS; PROVISION OF DEBIT, CREDIT AND PREPAID SERVICES BY MEANS OF TRANSPONDERS WHICH USE RADIO SIGNALS TO TRANSMIT THE USER'S IDENTIFICATION CODE TO GASOLINE PUMPS OR REGISTERS IN ORDER TO AUTOMATICALLY PROVIDE ACCESS TO GASOLINE, FOOD OR MERCHANDISE WHILE AUTOMATICALLY CHARGING PURCHASES TO THE USER'S PREPAID CARD; TRAVEL AND INSURANCE SERVICES; ADVISORY SERVICES RELATING TO ALL THE AFORESAID SERVICES