LOCUS

Owners

Goods & Services

Financial services, namely, community development financing solutions and tools in the nature of temporary loans for the purpose of community development, the foregoing for small businesses, affordable housing developments, community facilities, clean energy/solar/climate projects, and healthy food access programs; Non-consumer lending and banking services for small businesses, affordable housing developments, community facilities, clean energy/solar/climate projects, and healthy food access programs; Community development financing in the nature of loan products, namely, financing of loans, mortgage financing for commercial real estate, and financing of loans for small businesses, the foregoing to support small businesses, affordable housing developments, community facilities, clean energy/solar/climate projects, and healthy food access programs; financial investment strategy consultation services, namely, consulting with community members to identify community financial investment priorities and create a community-wide financial investment plan that brings needed capital to small businesses, affordable housing developments, community facilities, clean energy/solar/climate projects, and healthy food access programs; mission-driven fund design and management services in the nature of creating and managing capital funds from philanthropic organizations in order to advance collective and mission impact funding for purposes of community development; financial due diligence services in the nature of analysis of place-based investments and investors, namely, investments made by public and private philanthropic organizations for community development products and analyzing the potential generation of financial return and impact in the relevant community for such investments; commercial banking services and impact investment products and services, namely, providing advice and investment strategies to advance the impact investment goals of philanthropic organizations, foundations, and businesses, providing fund design and management services, and providing advice and investment strategies to advance the creation of pooled credit enhancement vehicles for financial institutions, philanthropic organizations, foundations, and businesses