Software as a service (SAAS) services featuring software for direct consumer use to verify identity for real-time electronic transactions, namely to allow individual cardholders to control the use of their credit and debit cards for use as payment during electronic transactions through the verification of the individual via PIN, Touch ID or Facial biometrics; Platform as a service (PAAS) featuring computer software platforms for direct consumer use to verify identity for real-time electronic transactions, namely to allow individual cardholders to control the use of their credit and debit cards for use as payment during electronic transactions through the verification of the individual via PIN, Touch ID or Facial biometrics

'allow':24,81 'biometr':56,113 'card':36,93 'cardhold':26,83 'comput':63 'consum':11,68 'control':28,85 'credit':33,90 'debit':35,92 'direct':10,67 'electron':20,42,77,99 'facial':55,112 'featur':7,62 'id':53,110 'ident':15,72 'individu':25,49,82,106 'name':22,79 'paa':61 'payment':40,97 'pin':51,108 'platform':57,65 'real':18,75 'real-tim':17,74 'saa':5 'servic':4,6,60 'softwar':1,8,64 'time':19,76 'touch':52,109 'transact':21,43,78,100 'use':12,30,38,69,87,95 'verif':46,103 'verifi':14,71 'via':50,107

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