M.O.S.T. CARD

Owners

Goods & Services

Microprocessor-based multifunction and high security single application smart card chip, namely, for [ global system for mobile communication phones (GSM phones), wherein the card holds customer, security and application information which enable the phone to function, but has no function in relation to telecommunications; ] stored value in the form of money or credit for use in purchasing goods and services; secure identification featuring tamper proof stored digital biometric imaging of a person's hand, face, iris or fingerprint used to identify the user for access to buildings, computer systems, vaults and networks; and for loyalty featuring points issued to the card based upon purchases by the consumer for use on discounts, purchases of goods or services, or cash back, including the Microprocessor Operating System Technology, a card operating system for managing data and security on the card