Promoting credit and debit card usage through the administration of customer loyalty, incentive reward, and incentive redemption programs; providing financial service customer loyalty and incentive rewards programs

'administr':9 'card':5 'credit':2 'custom':11,22 'debit':4 'financi':20 'incent':13,16,25 'loyalti':12,23 'program':18,27 'promot':1 'provid':19 'redempt':17 'reward':14,26 'servic':21 'usag':6

ATM banking services; Banking services; Bill payment services; Commercial lending services; Consumer lending services; Credit card and debit card services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; On-line banking services

'atm':1 'bank':2,4,37 'bill':6,31 'card':16,19 'commerci':9 'consum':12 'credit':15 'data':33 'debit':18 'electron':21,25 'involv':24 'lend':10,13 'line':36 'on-lin':34 'payment':7,22,32 'process':26 'servic':3,5,8,11,14,20,23,38 'subsequ':28 'transmiss':29

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