[life and annuity insurance underwriting;] providing on-line financial services for credit union members, namely, the ability to access personal accounts, perform on-line trading in the field of stocks, obtain investment brokerage services and purchase of savings bonds and stocks, obtain financial information via electronic means and use on-line financial calculators; providing the issuance and management of stock certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates to credit union members

'abil':18 'access':20 'account':22 'annuiti':3 'back':65 'bond':41 'brokerag':35 'calcul':56 'certif':64,79 'credit':13,81 'electron':48 'field':30 'financi':10,45,55 'inform':46 'insur':4,74 'integr':76 'invest':34 'issuanc':59 'life':1 'line':9,26,54 'loan':67 'manag':61,72 'mean':49 'member':15,83 'name':16 'obtain':33,44 'on-lin':7,24,52 'perform':23 'person':21 'portfolio':68 'provid':6,57 'purchas':38 'save':40 'servic':11,36 'stock':32,43,63 'subsequ':71 'trade':27 'underwrit':5 'union':14,82 'use':51 'via':47

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