Blank smart cards; Cash dispensers; Chronographs for use as specialized time recording apparatuses; Computer hardware; Downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Downloadable database management software for use by financial advisors

'advisor':43 'allow':23 'apparatus':13 'blank':1 'busi':28 'card':3 'cash':4 'chronograph':6 'commerc':20 'comput':14,17,33 'databas':36 'dispens':5 'download':16,35 'e':19 'e-commerc':18 'electron':27 'financi':42 'global':32 'hardwar':15 'manag':37 'network':34 'perform':26 'record':12 'smart':2 'softwar':21,38 'special':10 'time':11 'transact':29 'use':8,40 'user':24 'via':30

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