MOODY'S

Owners

Goods & Services

Economic forecasting and analysis services; Market research in the nature of product and sales forecasting for others; Analyzing and compiling business data; Business risk assessment services; Providing business information and data; Providing information and data in the field of economics

Issuance of ratings denoting the relative investment quality of corporate and government bonds, managed investment funds, and other debt instruments and securities; Providing financial and economic financial research, analysis, financial risk management services and advisory services related to credit and other financial risk; Financial risk assessment services; Financial data analysis; Providing financial information and data

Downloadable computer software for measuring and managing risk, financial and credit risk analysis, the structuring, analysis, management, modeling and servicing of financial instruments and portfolios, and provision of financial and economic research, information and data; Downloadable mobile application software for measuring and managing risk, financial and credit risk analysis, the structuring, analysis, management, modeling and servicing of financial instruments and portfolios, and provision of financial and economic research, information and data

Printed publications, namely, magazines, newspapers, periodicals, pamphlets, research findings, reports and newsletters in the field of credit ratings, financial and economic analysis, financial and economic risk management, and financial and economic risk assessment

Software as a service (SaaS) services featuring software for measuring and managing risk, financial and credit risk analysis, software for structuring, analyzing, managing, modeling and servicing financial instruments and portfolios, and software for provision of financial and economic research, information and data; Development, maintenance, and customization services of software used in measuring and managing risk, financial and credit risk analysis, software used in structuring, analyzing, managing, modeling and servicing financial instruments and portfolios, and provision of financial and economic research, information and data; Technical support services, namely, service desk or help desk services for software applications and software as a service (SaaS) services software used in measuring and managing risk, financial and credit risk analysis, software used in structuring, analyzing, managing, modeling and servicing financial instruments and portfolios, and provision of financial and economic research, information and data; Software as a Service (SaaS) services featuring mobile application software for use in measuring and managing risk, financial and credit risk analysis, software used in structuring, analyzing, managing, modeling and servicing financial instruments and portfolios, and provision of financial and economic research, information and data

Providing on-line, non-downloadable electronic publications, namely, magazines, newspapers, periodicals, pamphlets, research findings, reports and newsletters in the field of financial and economic analysis, financial and economic risk management, and financial and economic risk assessment; Educational services, namely, providing instructor-led and on-line training in the areas of banking and credit, capital markets, corporate finance, structured products and derivatives, risk management and analysis, and personal and professional development, and distribution of training materials in connection therewith