providing a personal information repository in the form of an online database containing personal identification numbers, passwords, banking information, medical information, insurance information, tax information, business contracts, wills, school transcripts, passport numbers and personal calendar information; intelligent agent, namely, non-downloadable software for searching a global computer information network for information relating to user-defined preferences; personal shopping agent; rating of products and services of others; and personal assistant in the nature of a calendar, address book and e-mail contacts by means of a global computer information network

'address':78 'agent':38,61 'assist':71 'bank':18 'book':79 'busi':26 'calendar':35,77 'comput':48,90 'contact':84 'contain':13 'contract':27 'databas':12 'defin':57 'download':42 'e':82 'e-mail':81 'form':8 'global':47,89 'identif':15 'inform':4,19,21,23,25,36,49,52,91 'insur':22 'intellig':37 'mail':83 'mean':86 'medic':20 'name':39 'natur':74 'network':50,92 'non':41 'non-download':40 'number':16,32 'onlin':11 'other':68 'passport':31 'password':17 'person':3,14,34,59,70 'prefer':58 'product':64 'provid':1 'rate':62 'relat':53 'repositori':5 'school':29 'search':45 'servic':66 'shop':60 'softwar':43 'tax':24 'transcript':30 'user':56 'user-defin':55 'will':28

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