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Downloadable software for searching a database of art work and collectables that are available for financing, purchase, loan, exchange, or sharing, and featuring technology that enables users to submit comments concerning the items, and the status of items available for financing, purchase, loan, exchange, or sharing between software users and known owners, distributors, or holders of items; downloadable software for searching a database of listed items available for financing, purchase, loan, exchange, or sharing, and featuring technology that enables users to submit bids for the terms of financing, purchase, terms of loan, terms of exchange, or terms of a sharing arrangement of items listed on the database