N

Owners

Goods & Services

Stored-value account processing, e-wallet services, namely, providing consumers of merchants (businesses) with an e-wallet account for use in making secure payments for purchasing goods and services from such businesses; facilitating merchants (businesses), utilities and service-providing organizations to receive payments from various payment providers; payment card services, providing the use of a payment card for purchasing goods and services at point of sale wherein funds for such purchases come from an electronic stored value account; pre-paid card services and stored-value card services, namely, card services only for owners of internet-based, on-line accessible, electronic money accounts, whereby a payment card, pre-paid card or stored-value card is used to purchase goods and services from physical merchants and on-line merchants, all funds used in such purchases being debited from the user's electronic money account; money transfer services, namely, transferring funds from person to person; transferring funds from one owner of an e-wallet account to another owner of an e-wallet account