Insurance services, namely, a rewards program that adjusts auto insurance rates and provides other rewards based on teen driver behavior and program participation

'adjust':8 'auto':9 'base':16 'behavior':20 'driver':19 'insur':1,10 'name':3 'particip':23 'program':6,22 'provid':13 'rate':11 'reward':5,15 'servic':2 'teen':18

Education services, namely, a program for permit and newly licensed teenage drivers that offers safe driving tips through tutorials, hands-on driving training, and educational classes live and via a website on the Internet

'class':27 'drive':16,23 'driver':12 'educ':1,26 'hand':21 'hands-on':20 'internet':35 'licens':10 'live':28 'name':3 'newli':9 'offer':14 'permit':7 'program':5 'safe':15 'servic':2 'teenag':11 'tip':17 'train':24 'tutori':19 'via':30 'websit':32

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