NATIXIS

Owners

Goods & Services

[ business administration; business consulting; business information or inquiries; administrative services for the management of customer accounts; accounting services; business research, namely, data search in computer files; ] business management assistance for industrial and commercial companies; [ consulting in business information or inquiries, information compilation; drafting statements of accounts; ] all the aforementioned relating to banking, finance

[ Printed matter, namely, magazines, periodicals, guides, books, memo pads relating to banking, finance, insurance; instructional manuals relating to banking, finance, insurance; periodicals relating to banking, finance, insurance; checkbooks, printed bank forms ]

banking operations; financial affairs, namely, financial consultancy, financial management, financial planning; monetary affairs, namely, currency exchange operations; real estate affairs, namely, real estate appraisals, real estate investment; [ actuarial services; factoring, namely, factoring agencies, credit card factoring services; ] credit bureaux; [ debt collection agencies; ] financial analysis; [ insurance underwriting for all types of insurance; life insurance underwriting; insurance consultancy; ] investment, consulting, management in provident funds; [ credit card services; debit card services; ] surety services, namely, guarantees; financial consulting; real-estate appraisal services; real estate brokerage, real estate management; financial management, stock exchange quotations; securities brokerage; [ insurance brokerage; ] credit bureau services; [ vehicle, office and industrial equipment, and real estate lease-financing; ] security deposits; securities management; [ issuing of travellers' checks; issuing of credit cards, issuing of loyalty cards for payment purposes; ] savings, namely, savings account services, savings bank services; financial estimates relating to insurance, banking, and real estate; financing services, namely, money lending in the nature of financing, investment counseling, lease/purchase financing; fiscal valuations, fiduciary representation services; funds, namely, funds accumulation for management and investment of funds for others; financial information, namely, financial information processing, financial information provided by electronic means; insurance information, namely, providing information relating to insurance; home banking; capital investments consulting and services; currency exchange services; electronic processing of payment by installments; electronic processing of payment of funds; loan financing; pledge loans secured by commercial paper; financial transactions, namely, processing payments by credit card and by check; electronic funds transfer; [ check verification; ] financial and banking management; issuing of bank checks, [ safe deposit services, ] financial clearing-house services for exchange transactions; financial consulting, [ marine insurance underwriting, accident insurance underwriting, fire insurance underwriting, health insurance underwriting, rental of apartments, real-estate rental of offices, rent collection, ] mortgage loans, loans allowing payment in installments, financial services, namely, money lending; on-line banking operations, home banking, all the aforementioned financial and monetary operations conducted mainly via telecommunications networks and computer communications networks

[ magnetically encoded credit cards, magnetically-encoded debit cards, magnetic cards for storing information and value for financial and banking transactions, cash withdrawal cards, magnetically-encoded payment cards, encoded electronic memory or chip cards containing programming used for financial and banking transactions; encoded smart cards for payments and financial operations; ] software for encryption, allowing users to perform electronic transactions via a global computer network; [ encoded memory or chip loyalty cards for tracking and tracing user purchases, encoded memory or chip discount cards for tracking and tracing user purchases and awarding discounts, magnetically-encoded stored-value pre-paid gift cards, blank smart cards, and encoded smart cards containing programming used for banking and financial transactions; money counting and sorting machines, automatic vending machines; mechanisms for prepayment-operated apparatus, namely, electronic machines for reading encoded cards and recording financial operations; cash registers; automatic teller machines, counterfeit money detectors; readers for memory or chip cards, magnetic cards, payment cards, credit cards, debit cards, loyalty cards, discount cards; ] software, namely, secure payment software for Internet-type computer communications networks; all the aforementioned goods relating to banking and finance

Transmission of financial, monetary and banking information accessible by access code; all the aforementioned services relating to banking and finance