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Owners

Goods & Services

CREDIT AND CHARGE CARDS, WITHOUT MAGNETIC CODING, FOR OWNERS OF ELECTRONIC MONEY ACCOUNTS; DEBIT CARDS, WITHOUT MAGNETIC CODING, FOR OWNERS OF ELECTRONIC MONEY ACCOUNTS

PAYMENT CARD SERVICES, PRE-PAID CARD SERVICES AND STORED-VALUE CARD SERVICES, NAMELY, CARD SERVICES ONLY FOR OWNERS OR INTERNET-BASED, ON-LINE ACCESSIBLE, ELECTRONIC MONEY ACCOUNTS, WHEREBY A PAYMENT CARD, PRE-PAID CARD, OR STORED-VALUE CARD IS USED TO PURCHASE GOODS AND SERVICES FROM PHYSICAL MERCHANTS AND ON-LINE MERCHANTS, ALL FUNDS USED IN SUCH PURCHASES BEING DEBITED FROM THE USER'S ELECTRONIC MONEY ACCOUNT; VIRTUAL CARD SERVICES ONLY FOR OWNERS OF INTERNET-BASED, ON-LINE ACCESSIBLE, ELECTRONIC MONEY ACCOUNTS WHEREBY A COMPUTER PROGRAM PROVIDES THE CONSUMER WITH A VIRTUAL PAYMENT CARD HAVING A ONE-USE-ONLY PAYMENT CARD NUMBER, FOR USE IN PURCHASING GOODS AND SERVICES ON-LINE, BY MAIL, AND BY TELEPHONE, ALL FUNDS USED IN SUCH PURCHASES BEING DEBITED FROM THE USER'S ELECTRONIC MONEY ACCOUNT

CREDIT AND CHARGE CARDS ELECTRONICALLY ENCODED OR WITH MAGNETIC CODING FOR OWNERS OF ELECTRONIC MONEY ACCOUNTS; DEBIT CARDS ELECTRONICALLY ENCODED OR WITH MAGNETIC CODING, FOR OWNERS OF ELECTRONIC MONEY ACCOUNTS