Providing credit card, smart card, and debit card electronic payment user authentication and user verification services; user authentication services, namely, authenticating payments and secure transactions via communication with mobile devices

'authent':12,18,21 'card':3,5,8 'communic':27 'credit':2 'debit':7 'devic':30 'electron':9 'mobil':29 'name':20 'payment':10,22 'provid':1 'secur':24 'servic':16,19 'smart':4 'transact':25 'user':11,14,17 'verif':15 'via':26

Payment processing services, namely, processing electronic bill payments and credit card transactions via mobile devices; mobile bill payment services; providing processing of electronic mobile bill payment services for others; bill payment services; financial transaction services, namely, providing secure commercial transactions and payment options via mobile devices

'bill':7,17,25,30 'card':11 'commerci':39 'credit':10 'devic':15,46 'electron':6,23 'financi':33 'mobil':14,16,24,45 'name':4,36 'option':43 'other':29 'payment':1,8,18,26,31,42 'process':2,5,21 'provid':20,37 'secur':38 'servic':3,19,27,32,35 'transact':12,34,40 'via':13,44

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