Data processing apparatus; [ magnetically encoded identity cards; ] computers; [ computer software for managing bank accounts; downloadable computer software to allow customers to access bank account information and transact bank business; ] data processing equipment in the nature of optical readers; [ smart cards, namely, blank integrated circuit cards; ] computer peripheral devices; [ data processing equipment, namely, couplers; automated teller machines (ATM) ]

'access':22 'account':14,24 'allow':19 'apparatus':3 'atm':57 'autom':54 'bank':13,23,28 'blank':42 'busi':29 'card':7,40,45 'circuit':44 'comput':8,9,16,46 'coupler':53 'custom':20 'data':1,30,49 'devic':48 'download':15 'encod':5 'equip':32,51 'ident':6 'inform':25 'integr':43 'machin':56 'magnet':4 'manag':12 'name':41,52 'natur':35 'optic':37 'peripher':47 'process':2,31,50 'reader':38 'smart':39 'softwar':10,17 'teller':55 'transact':27

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