PALS

Owners

Goods & Services

Banking services; checking account services

Travel and transportation services, namely arranging travel tours and making reservations and bookings for transportation; bank club services, namely providing a travel club for members

Bank-sponsored social club member services

Entertainment services, namely, arranging, organizing and hosting social events, get-togethers, parties, movies, golf outings, theatre events, Broadway shows, spa days, dances and dancing events, historical journeys, picnics and dining for club members; educational services, namely, providing seminars and presentations in the fields of general interest topics, namely, surfing the Internet, checkbook balancing, scrap booking, living wills, advanced directives, estate planning, Internet banking, crafts, cooking, gardening, decorating, stained glass windows, antique road shows, preparing for disaster, community volunteering, identity theft, phishing, self help, dancing, special events, club activities, trips, travel, tours, cruises, travel rewards, banking services, movies, picnics, wine tasting, dining, safe driving, financial planning, insurance, and self defense

Bank loyalty program services, namely administration of a discount program enabling members to obtain discounts on goods and services

Newsletters, brochures and flyers in the fields of general interest topics, namely, surfing the Internet, checkbook balancing, scrap booking, living wills, advanced directives, estate planning, Internet banking, crafts, cooking, gardening, decorating, stained glass windows, antique road shows, preparing for disaster, community volunteering, identity theft, phishing, self help, dancing, special events, club activities, trips, travel, tours, cruises, travel rewards, banking services, special offers, entertainment, movies, picnics, wine tasting, dining, social and educational activities, safe driving, financial planning, insurance, self defense and seminars in the fields of all of the foregoing topics