PANO

Owners

Goods & Services

Downloadable computer software for use as an application programming interface (API); Magnetically encoded credit cards

Banking; Bill payment services; Credit card payment processing services; Financial administration of credit card accounts; Financial data analysis; Issuing of credit cards; Loyalty program payment processing services; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing financial information

Electronic data storage; Electronic monitoring of credit card activity to detect fraud via the internet; Providing online non-downloadable software for facilitating electronic charge card transactions; Providing temporary use of on-line non-downloadable cloud computing software for identifying, classifying, evaluating, and reviewing potentially fraudulent payments; Software as a Service (SaaS) services featuring software for managing banking and finances; Software as a Service (SaaS) services featuring software for tracking and managing corporate credit card transactions, bill payments, vendor payments, expense reimbursements, expense reporting, payment scheduling, subscriptions, and fraud detection in the field of corporate finance; Software as a service (SAAS) services featuring software for use in managing, tracking and reporting on travel and business expenses and creating budgets for the same; Software as a service (SAAS) services featuring software for use in providing search engines for obtaining travel data on a global computer network; Software as a service (SAAS) services featuring software for use in providing an incentive program for travel cost management; Providing a website featuring on-line non-downloadable software that enables users to access account balances and manage business or credit card transactions

Business management consultancy in the field of corporate travel; Information and data compiling and analyzing relating to business management; Monitoring financial transactions for business purposes; Promoting the sale of credit card accounts through the administration of incentive award programs; Providing an on-line computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information; Providing travel management services