Providing consumer information in the field of reserve-backed workflows via a website; Providing commercial information in the field of reserve-backed workflows via a website

'back':10,24 'commerci':16 'consum':2 'field':6,20 'inform':3,17 'provid':1,15 'reserv':9,23 'reserve-back':8,22 'via':12,26 'websit':14,28 'workflow':11,25

Software as a service (SAAS) services featuring software for enabling reserve-backed payment authorization workflows through partner financial institutions; providing APIs for merchants and developers to initiate, process, and settle payments backed by user-owned reserves; coordinating reserve-collateral checks, fee-split computations, and micro-dividend postings to user reserves; generating transaction receipts and attestation data showing reserve status, collateralization, and fee distribution related to such reserve-backed payments

'api':22 'attest':60 'author':15 'back':13,33,74 'check':43 'collater':42,65 'comput':47 'coordin':39 'data':61 'develop':26 'distribut':68 'dividend':51 'enabl':10 'featur':7 'fee':45,67 'fee-split':44 'financi':19 'generat':56 'initi':28 'institut':20 'merchant':24 'micro':50 'micro-dividend':49 'own':37 'partner':18 'payment':14,32,75 'post':52 'process':29 'provid':21 'receipt':58 'relat':69 'reserv':12,38,41,55,63,73 'reserve-back':11,72 'reserve-collater':40 'saa':5 'servic':4,6 'settl':31 'show':62 'softwar':1,8 'split':46 'status':64 'transact':57 'user':36,54 'user-own':35 'workflow':16

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