Electronic funds transfer; electronic credit and debit transactions; electronic check re-presentment services; conversion of checks or images to electronic debits; bill payment, namely, electronic receipt, batching, processing and transmission of payment data; and processing payments to third parties; direct debit accounting services

'account':43 'batch':28 'bill':23 'check':10,17 'convers':15 'credit':5 'data':34 'debit':7,22,42 'direct':41 'electron':1,4,9,21,26 'fund':2 'imag':19 'name':25 'parti':40 'payment':24,33,37 'present':13 'process':29,36 're':12 're-present':11 'receipt':27 'servic':14,44 'third':39 'transact':8 'transfer':3 'transmiss':31

electronic transmission of voice data for financial transactions

'data':5 'electron':1 'financi':7 'transact':8 'transmiss':2 'voic':4

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