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Software as a service (SAAS) services featuring software for communication of financial functions specifically for processing payments sent and received via an online marketplace that allows users to earn money and credits from making telephone calls, participating in online chat communications, and recording voicemail messages, for managing electronic payment transactions sent and received via an online marketplace that allows users to earn money and credits from making telephone calls, participating in online chat communications, and recording voicemail messages, and for use as a payment gateway that authorizes processing of credit cards in relation to payments sent and received via an online marketplace that allows users to earn money and credits from making telephone calls, participating in online chat communications, and recording voicemail messages; Software as a service (SAAS) services featuring software for instant messaging, streaming, providing real-time hotline support via chat or voice, enabling voice calling, video calling, and providing video conferencing tools for consulting on a wide variety of topics and fields by individuals, celebrities, freelancers, companies, and consultants, for use as part of a digital communication platform and services

Downloadable computer application software for mobile phones, namely, downloadable software for communication of financial functions specifically for processing payments sent and received via an online marketplace that allows users to earn money and credits from making telephone calls, participating in online chat communications, and recording voicemail messages, for managing electronic payment transactions sent and received via an online marketplace that allows users to earn money and credits from making telephone calls, participating in online chat communications, and recording voicemail messages, and for use as a payment gateway that authorizes processing of credit cards in relation to payments sent and received via an online marketplace that allows users to earn money and credits from making telephone calls, participating in online chat communications, and recording voicemail messages; Downloadable computer application software for mobile phones, namely, downloadable software for instant messaging, streaming, providing real-time hotline support via chat or voice, enabling voice calling, video calling, and providing video conferencing functionalities for consulting on a wide variety of topics and fields by individuals, celebrities, freelancers, companies, and consultants, for use as part of a digital communication platform and services

Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale, via an online marketplace that allows users to earn money and credits from making telephone calls, participating in online chat communications, and recording voicemail messages; Processing of credit card payments in the nature of credit card payments sent and received via an online marketplace that allows users to earn money and credits from making telephone calls, participating in online chat communications, and recording voicemail messages