INTEGRATED SOFTWARE AND HARDWARE COMPUTER SYSTEMS COMPRISED OF COMPUTER PROGRAMS FOR USE IN GENERAL LEDGER AND FIXED ASSET ACCOUNTING, EXPENSE/COST ALLOCATION, BUDGETING, GENERATING FINANCIAL REPORTS, FINANCIAL MODELING, ACCOUNTS PAYABLE AND FOR SUCH OTHER FUNCTIONS AS DEPOSIT PROCESSING, ONLINE DATA CAPTURE, CUSTOMER INFORMATION, LOAN PROCESSING, OFFICE AUTOMATION AND FINANCIAL MANAGEMENT [ AND COMPUTER HARDWARE, NAMELY COMPUTERS, DISC DRIVES, MODEMS, VIDEO DISPLAY UNITS AND PRINTERS ALL FOR USE BY FINANCIAL INSTITUTIONS ]

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