RBC FINANCIAL GROUP

Owners

Goods & Services

Financial services, namely, [ banking services; ] merchant banking and investment banking services, investment consultation services; mergers and acquisitions advisory services; [ real estate investment services; ] real estate investment advice services; real estate brokerage services [ and management services; financial planning and tax registered plans in the nature of structuring tax shelters ]; securities brokerage services; mutual fund investment services [ and venture capital services; venture capital investment consultation, venture capital investment funding, and venture capital investment management ]; management of pooled funds [ and administration of pension funds; custodial and pension services ]; administration of assets for others, namely, management of investments; securities lending; syndicated loans; asset securitization and structured finance; trust and estate services; [ credit reporting services; credit card services; loans, namely, loan financing and home equity loans; mortgages, namely, mortgage lending and mortgage brokerage; debit card services; deposit services; ] currency services, namely, money market, clearing, trade, foreign exchange, lending and currency management services; cash management services; finance leasing; transaction processing in the global securities, cash management, payments and trade business in select markets; trade financing services; fixed income research, sales and trading; trading of equities; equity derivatives, swaps and options and related products; [ credit card services; insurance and reinsurance services, namely, underwriting of property, casualty, auto, home, life, health, accident, travel and creditor insurance and reinsurance; insurance administration; insurance brokerage; insurance claim processing; annuities; ] segregated funds; Internet-secure electronic transaction solutions for e-commerce, namely, processing [ electronic credit card transactions and processing electronic custody, banking, ] cash management, trade finance transactions and payments

[ Providing an on-line electronic database on global computer networks, namely, an on-line business center service, in the nature of fully integrated business portal webpages featuring user-defined information to provide customers with business tools customizable by industry, integrated enablement of business processes, physical and virtual procurement and access to horizontal and vertical markets for the development and operation of all aspects of their business, business management services, featuring customer loyalty programs and customer reward programs, namely, frequent-buyer programs and bonus cards, and promoting the sale of goods and services of others by awarding purchase points for credit-card use ]

[ Rental of point-of-sale computer terminals ]