Downloadable computer software and installable computer software for enabling financial services transactions that are initiated at or on equipment, namely, automated teller machines, cellular telephones, point-of-sale terminals, and computer terminals, processed by electronic payment systems, payment transaction processing systems, electronic funds transfer systems, and currency conversion systems, and verified by banks and international debit and credit card organizations

'autom':21 'bank':54 'card':60 'cellular':24 'comput':2,6,32 'convers':49 'credit':59 'currenc':48 'debit':57 'download':1 'electron':36,43 'enabl':9 'equip':19 'financi':10 'fund':44 'initi':15 'instal':5 'intern':56 'machin':23 'name':20 'organ':61 'payment':37,39 'point':27 'point-of-sal':26 'process':34,41 'sale':29 'servic':11 'softwar':3,7 'system':38,42,46,50 'telephon':25 'teller':22 'termin':30,33 'transact':12,40 'transfer':45 'verifi':52

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