Computer software containing a database for the storage and retrieval of information pertaining to credit and debit card transactions to help the issuing bank determine a level of risk for the user

'bank':24 'card':18 'comput':1 'contain':3 'credit':15 'databas':5 'debit':17 'determin':25 'help':21 'inform':12 'issu':23 'level':27 'pertain':13 'retriev':10 'risk':29 'softwar':2 'storag':8 'transact':19 'user':32

Computerized fraud predictor services which provide information to credit card and debit card issuers to assist in determining a level of risk for the issuer

'assist':16 'card':10,13 'computer':1 'credit':9 'debit':12 'determin':18 'fraud':2 'inform':7 'issuer':14,25 'level':20 'predictor':3 'provid':6 'risk':22 'servic':4

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