Providing user authentication services using software as a service (SaaS) which provides computerized identification and authorization (user perimissions) verification services using cloud-based software technology, namely, for secure communications and transactions via a global computer network, namely, validating personal identification information and user credentials to secure access to online computer services and software programs and products, namely, for fraud detection and prevention for e-commerce transactions

'access':48 'authent':3 'author':16 'base':24 'cloud':23 'cloud-bas':22 'commerc':67 'communic':30 'comput':36,51 'computer':13 'credenti':45 'detect':61 'e':66 'e-commerc':65 'fraud':60 'global':35 'identif':14,41 'inform':42 'name':27,38,58 'network':37 'onlin':50 'perimiss':18 'person':40 'prevent':63 'product':57 'program':55 'provid':1,12 'saa':10 'secur':29,47 'servic':4,9,20,52 'softwar':6,25,54 'technolog':26 'transact':32,68 'use':5,21 'user':2,17,44 'valid':39 'verif':19 'via':33

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