SCHWAB PORTFOLIO ANSWERS

Owners

Goods & Services

brokerage services in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; investment services in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; investment advice in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; securities brokerage account services featuring an interest bearing feature for cash between investments, access to cash, and margin loans; debit card services; banking services; check writing and bill payment services; variable annuity services; investment account information services; financial planning services; insurance services; cash management account services; fixed income investment services; payment services and fund transfer services; providing information and analysis in the fields of finance, economics, investment, business, financial planning, and investment strategy; providing access to portfolio management services and tools and/or account information; providing portfolio management services and tools and/or account information via a global computer network; providing decision-making tools and investment research tools via a global computer network; providing news, information, research, databases, and analysis in the fields of investing, finance, financial planning, business, current events, government, and economics via a global computer network; providing portfolio management services and tools and/or account information via an electronic communication network; providing decision making tools and investment research tools via an electronic communication network; providing news, information, research, databases, and analysis in the fields of investing, finance, financial planning, business, current events, government, and economics via an electronic communication network