Providing a website featuring non-downloadable software for Web based platform featuring multi-site and mobile app database integration, bi-directional information exchange, transactional data processing based on complex algorithms, streaming media framework, intuitive interaction and educational services which assess creditworthiness based on third party credit reporting agencies and users' financial behavior, providing statistical household financial analysis, custom reports and notifications, creating tailored financial recommendations to settle and reduce debts, in addition to sophisticated budget management tools

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