SPEND

Owners

Goods & Services

Magnetically encoded cards, namely, debit cards; recorded and downloadable computer software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunications networks; recorded and downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification, and authentication of debit cards; downloadable computer software for increasing the security of mobile payment transactions with retailers, merchants and vendors via mobile devices; downloadable computer software used to process loyalty awards and rewards through the use of physical and virtual debit cards

Administration of customer loyalty and rewards program for enabling participants to obtain rewards on goods and services for their benefit through use of physical and virtual debit cards; providing incentive award programs through issuance and processing of loyalty awards in the form of cryptocurrency.