SPOT ON LENDING

Owners

Goods & Services

Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage brokerage; Mortgage compliance consulting services concerning financial requirements for mortgages for mortgage lenders and servicers and mortgage brokers; Mortgage financing services; Mortgage foreclosure mitigation and loan default mitigation services, namely, acquisition and lease-back of real estate; Mortgage foreclosure services; Mortgage lending; Mortgage procurement for others; Mortgage refinancing; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; Mortgaging of securities for others; Real estate brokerage; Real estate consultancy; Real estate consultation; Real estate lending services; Real estate listing; Real estate syndication; Real estate valuations; Cash flow services, namely, providing cash to mortgage holders or other notes at a discounted rate in return for ownership of the mortgage or note; Financial services, namely, mortgage planning; Financial services, namely, mortgage refinancing; Financial services, namely, real estate note brokerage; Financial services, namely, loss mitigation services for under- or non-performing mortgage loans; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Financing of real estate development projects; Maintaining mortgage escrow accounts; Maintaining mortgage impound accounts; Maintaining escrow accounts for mortgages; Membership club services, namely, providing information to members in the fields of real estate, mortgages and debt elimination; Processing mortgage insurance policy refunds; Providing real estate listings and real estate information via a website; Providing real estate listings and real estate information via the Internet; Providing post-compliance financial reviews for the mortgage industry; Real estate services to stop foreclosure, namely, mortgage debt management