STATE BANK & TRUST...ABSOLUTELY

Owners

Goods & Services

Banking and financial services, namely, assuming financial risk of others by entering into options and swaps, credit and financial consultation, electronic financial services for the purchase of savings bonds, financial analysis and consultation, financial clearing houses, financial consultation, financial due diligence, financial evaluation for insurance purposes, financial exchange, financial forecasting, financial guarantee and surety, financial information in the nature of rates of exchange, financial information provided by electronic means, financial information processing, financial loan consultation, financial management, financial research, financial risk management, financial services, namely, money lending, providing on-line stored value accounts in an electronic environment, financial trust operations, financial valuation of personal property and real estate; and providing on-line financial calculators