Platform as a service (PAAS) featuring computer software platform for use by payment accounts and payment card cardholders and consumers to secure and facilitate payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; said software functioning primarily to remove sensitive data from transactions, translate financial transaction messages, act as a financial switch, grant permission to authorization requests based on cardholder settings, accept card setting changes and store cardholder rules and parameters

'accept':68 'account':14 'act':54 'author':62 'base':38,64 'card':17,69 'cardhold':18,66,74 'chang':71 'comput':7 'consum':20 'data':47 'debt':27 'environ':39 'facilit':24 'featur':6 'financi':51,57 'function':42 'grant':59 'integr':31 'messag':53 'mobil':32 'paa':5 'paramet':77 'payment':13,16,25 'pda':34 'permiss':60 'phone':33 'platform':1,9 'primarili':43 'remov':45 'request':63 'rule':75 'said':40 'secur':22 'sensit':46 'servic':4 'set':67,70 'softwar':8,41 'store':73 'switch':58 'transact':28,49,52 'translat':50 'use':11 'web':37 'web-bas':36

SWIFTBOX

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