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Electronic and magnetic ID cards for use in connection with payment for services

Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing and generating electronic dynamic credit card verification codes to verify that the card is valid and that there are funds available during an electronic payment transactions

Providing and generating electronic dynamic credit card verification codes for user authentication during an electronic payment transactions; on-line security services, namely, providing security data encryption services for electronically transmitted payment transactions