TERA

Owners

Goods & Services

Issuance of credit, debit, charge and payment cards; issuance of virtual credit, debit, charge and payment cards, and electronic stored value accounts; credit, debit, charge and payment card payment and transaction processing services; virtual credit, debit, charge and payment card transaction processing; Financing loans for business payments through use of corporate credit, debit, charge and payment cards; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; corporate cash management services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic processing of wireless wallets, mobile wallets and virtual credit, debit, charge and payment card transactions

Provision of an on-line expense management tool for others in the nature of providing temporary use of online non-downloadable software for transaction approval and expense management; Computer services, namely, hosting and maintaining online website for others to provide feedback and information with respect to physical and virtual credit, debit, charge and payment card membership; Providing temporary use of a web-based software application for controlling, monitoring and validating credit, debit, charge and payment card transactions and virtual payment transmissions

Magnetically encoded cards, namely, charge cards, credit cards, debit cards, and payment cards; credit, debit, charge and payment cards containing an encoded electronic chip; credit, debit, charge and payment cards containing a blank electronic chip; downloadable computer software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunications networks; downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification and authentication of credit, debit, charge and payment cards