TIME AND MONEY FREEDOM METHODOLOGY

Owners

Goods & Services

Annuity services, namely, account and investment administration and the investment and distribution of annuity funds; Debt consolidation services; Financial planning; Financial planning and investment advisory services; Financial planning consultation; Financial planning for retirement; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial advice, namely, budget planning; Financial retirement plan consulting services; Financial services, namely, coordination, within a single account, of an investment portfolio's maintenance, trading, rebalancing, and tax management needs; Financial services, namely, mortgage planning; Financial trust planning; Insurance consulting in the field of Life, Disability, automobile, and home owners insurance; Insurance services, namely, underwriting, issuing and administration of life insurance; Investment advice; Investment management; Investment of funds; Life insurance brokerage; Life insurance underwriting; Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; Debt cancellation services using proceeds of life, disability and unemployment insurance; Financial management of employee pension plans; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services; Investment management of and distribution of annuities; Investment management of and distribution of variable annuities; Issuance and administration of annuities; On-line financial planning services