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Goods & Services

Downloadable computer software for use as an electronic wallet for managing debit card accounts, wireless service account management, real time account balances, real-time money movement, loading and offloading of funds, online bill payment, and funds transfer services; downloadable and recorded computer software for processing electronic payments to and from others; downloadable and recorded computer software for authenticating user identification

Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Software as a service (SaaS) services featuring software for online retail store ordering and inventory monitoring; Software as a service (SaaS) services featuring software for capturing, tracking, and processing transactions between consumers and stores; Software as a service (SaaS) services featuring software for authenticating user identification with respect to users of retail management software, data synchronization software, payment software, order fulfillment management and purchase management software, and point of sale (POS) software; computer services, namely, creating an on-line community for registered users to engage in social networking; providing on-line non-downloadable software for mobile application and financial transaction management

Financial services, namely, banking, credit card transaction processing services, debit card transaction processing services; payment verification services; credit and debit card authorization services; electronic funds transfer; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; Provision of financial information in the nature of electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions, banking, credit cards, debit cards, and payment cards; providing financial information in the metaverse and other virtual worlds; charitable fundraising services in the metaverse and other virtual worlds; financial sponsorship of cultural events, charitable events, concerts, sporting events, travel experiences, fine dining events, festivals and awards shows in the metaverse and other virtual worlds; clearing and reconciling financial transactions via a global computer network; providing banking services, and providing financial services, namely, credit card authorization, factoring, payment processing, transaction processing; electronic payment services involving electronic processing and subsequent transmission of bill payment data, and underwriting and administration of insurance for financial transactions conducted via a global computer network