Downloadable software in the nature of a mobile application for recording and monitoring driving habits; Downloadable software in the nature of a mobile application for uniquely identifying drivers, assessing risk factors, risk indexes and scores associated with driver behavior; Downloadable software in the nature of a mobile application for accessing data and information generated by drivers of vehicles and monitoring vehicles when driver behavior falls within pre-programmed parameters related to vehicle operation; downloadable software in the nature of a mobile application for providing rewards and incentives for driving safely; downloadable software in the nature of a mobile application for generating insurance scores

'access':50 'applic':9,24,48,83,100 'assess':29 'associ':36 'behavior':39,64 'data':51 'download':1,16,40,75,92 'drive':14,90 'driver':28,38,56,63 'factor':31 'fall':65 'generat':54,102 'habit':15 'identifi':27 'incent':88 'index':33 'inform':53 'insur':103 'mobil':8,23,47,82,99 'monitor':13,60 'natur':5,20,44,79,96 'oper':74 'paramet':70 'pre':68 'pre-program':67 'program':69 'provid':85 'record':11 'relat':71 'reward':86 'risk':30,32 'safe':91 'score':35,104 'softwar':2,17,41,76,93 'uniqu':26 'vehicl':58,61,73 'within':66

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