downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for managing and accessing financial and banking accounts and carrying out financial transactions being transactions providing secure payment and transfer options; downloadable software to allow users access to bank accounts, checking accounts, saving accounts, credit card accounts, personal loans, and mortgage accounts for use by bank customers

'access':19,42 'account':23,45,47,49,52,57 'allow':40 'applic':3 'bank':22,44,61 'card':51 'carri':25 'check':46 'comput':2,10 'credit':50 'custom':62 'devic':13 'download':1,37 'financi':20,27 'handheld':9 'loan':54 'manag':17 'mobil':6,12 'mortgag':56 'name':14 'option':36 'payment':33 'person':53 'phone':7 'provid':31 'save':48 'secur':32 'softwar':4,15,38 'tablet':8 'transact':28,30 'transfer':35 'use':59 'user':41

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