Magnetically encoded cards for use in transferring funds electronically; encoded electronic chip cards (or smart cards) containing programming used to transfer funds; computer software enabling online and wireless access to electronic personal and business finance and banking services

'access':29 'bank':37 'busi':34 'card':3,13,16 'chip':12 'comput':23 'contain':17 'electron':9,11,31 'enabl':25 'encod':2,10 'financ':35 'fund':8,22 'magnet':1 'onlin':26 'person':32 'program':18 'servic':38 'smart':15 'softwar':24 'transfer':7,21 'use':5,19 'wireless':28

TWO-WAY BANKING

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