Software as a service (SAAS) and platform as a service (PAAS) services, namely, electronic financial platform and infrastructure software for credit card processors and intermediaries, financial institutions, and financial lenders that accommodates transactions from mobile communication devices and mobile identity management; software as a service (SAAS) and platform as a service (PAAS) services, namely, security and identity management platform, infrastructure, and device software that provide for authentication of users, and for authorization of access to physical facilities, authorization of access to secure devices, and authorization of access to secured data, either stored on local devices, on servers, or in the cloud

'access':74,80,87 'accommod':32 'authent':67 'author':72,78,85 'card':22 'cloud':101 'communic':36 'credit':21 'data':90 'devic':37,62,83,95 'either':91 'electron':14 'facil':77 'financi':15,26,29 'ident':40,57 'infrastructur':18,60 'institut':27 'intermediari':25 'lender':30 'local':94 'manag':41,58 'mobil':35,39 'name':13,54 'paa':11,52 'physic':76 'platform':7,16,48,59 'processor':23 'provid':65 'saa':5,46 'secur':55,82,89 'server':97 'servic':4,10,12,45,51,53 'softwar':1,19,42,63 'store':92 'transact':33 'user':69

U4IA

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